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Twelfth Monkey
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My Car: B7 RS4 Saloon, A3 Sportback 2.0T

Joined: 23 Dec 2006
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Location: The Fortress of Ultimate Darkness; that or the pub.

PostPosted: Thu Nov 03, 2016 11:08 am    Post subject:  Reply with quote

You're inviting abuse there!
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Bob Sacamano
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My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
Posts: 11884



PostPosted: Thu Nov 03, 2016 12:33 pm    Post subject: Reply with quote

Humphrey The Pug wrote:
3c this morning, misty and a bit damp but nice to be out with the dogs:



I can never remember; is it people grow to look like their dogs or is their dogs grow to look like them?
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Humphrey The Pug
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My Car: Depends on what has the most fuel!

Joined: 31 Dec 2006
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Location: Here

PostPosted: Thu Nov 03, 2016 8:13 pm    Post subject: Reply with quote

How brilliant is Android Pay, oh and wireless charging!
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Bob Sacamano
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My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
Posts: 11884



PostPosted: Tue Nov 08, 2016 2:51 pm    Post subject: Reply with quote

Letter from HMRC saying I've paid too much tax and I'm due a refund of 1600. Not a King's ransom but very welcome at this time of year.

This evening I will be perusing golf club retailers...
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gooner
Twin-charged

My Car: Insignia low tax special and Fiat Panda Eleganza

Joined: 23 Dec 2006
Posts: 8923


Location: here, there and every bloody where!

PostPosted: Tue Nov 08, 2016 4:38 pm    Post subject: Reply with quote

Bob Sacamano wrote:
Letter from HMRC saying I've paid too much tax and I'm due a refund of 1600. Not a King's ransom but very welcome at this time of year.

This evening I will be perusing golf club retailers...


I had one too. It enclosed a cheque for 7.85  
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Chris M Wanted a V-10
Supercharged

My Car: C-Max'D, CapturD and GOK the Wok

Joined: 22 Dec 2006
Posts: 7160


Location: Captur'd by 1 5UMO near Camberley. Forum F1 champ 2011 and 2015

PostPosted: Wed Nov 09, 2016 10:00 pm    Post subject: Reply with quote

Und zo....
I em off to chermany in 2 weeks time, for 3 days on business, visiting 3 of our "key" German suppliers.
Downside in one way is that I will be accompanying my boss.
Upside is that means that he should pick up the tabs for evening meals, fuel costs etc saving me the hassle of claiming back foreign currency on our electronic expenses system, which I have yet to use.

We've put in for a Merc A-class auto; seems that most hire cars in Germany come with a daily mileage restriction rather than unlimited mileage; two of the sites we have to visit are around 4 hours apart by road, according to Google maps.  I wonder how warm/cold and wet/dry it will be.
Not exactly exciting, but I hope it will be better and more picturesque than Basingstoke !
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Dr. Hfuhruhurr
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My Car: Mini Countryman Cooper S All4

Joined: 22 Dec 2006
Posts: 15518


Location: Europa

PostPosted: Wed Nov 09, 2016 11:08 pm    Post subject: Reply with quote

Martin wrote:
It was 2c when I left home this morning and I had to scrape ice off the windscreen.

Loving it at the moment - cold with bright sunshine and stunning autumn colours - just how November should be
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Chris M Wanted a V-10
Supercharged

My Car: C-Max'D, CapturD and GOK the Wok

Joined: 22 Dec 2006
Posts: 7160


Location: Captur'd by 1 5UMO near Camberley. Forum F1 champ 2011 and 2015

PostPosted: Thu Nov 10, 2016 9:33 am    Post subject: Reply with quote

Dr. Hfuhruhurr wrote:

Loving it at the moment - cold with bright sunshine and stunning autumn colours - just how November should be

Indeed - this is a time of year I can both love and hate.
Hate primarily for fog-bound, cold, damp, dank days and the dreary dark drives to and from work (and the potential risk of catching a cold or flu).
Love for the crisp air we sometimes get, the fascinating array of autumn colours on trees/hedges etc, the not-so-cold days, opportunity to start wearing thicker jackets and coats, and feeling the warmth of the house when getting home from work
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Martin
Nuclear

My Car: BMW 535d M Sport & Boxster 987.2

Joined: 22 Dec 2006
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Location: Higham Ferrers

PostPosted: Thu Nov 10, 2016 9:35 am    Post subject: Reply with quote

Dr. Hfuhruhurr wrote:
Martin wrote:
It was 2c when I left home this morning and I had to scrape ice off the windscreen.

Loving it at the moment - cold with bright sunshine and stunning autumn colours - just how November should be


That would be really nice, I do generally like autumn for those reasons, but would rather not have the torrential rain I drove on the M6 late Tuesday night.
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Frank Bullitt
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PostPosted: Thu Nov 10, 2016 10:34 am    Post subject: Reply with quote

Dr. Hfuhruhurr wrote:
Martin wrote:
It was 2c when I left home this morning and I had to scrape ice off the windscreen.

Loving it at the moment - cold with bright sunshine and stunning autumn colours - just how November should be


I had to leave work early one day last week and driving home with the sun behind me and the Autumn colours abound looked sensational, it really was stunning.

contrast that to Saturday where the wind and rain were so strong from the north that as we drove down the bottom at Saltburn, the rain (and perhaps sea!) were being blown upwards over the road - nice.
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Bob Sacamano
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My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
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PostPosted: Thu Nov 10, 2016 1:44 pm    Post subject: Reply with quote

Chris M Wanted a V-10 wrote:
Und zo....
I em off to chermany in 2 weeks time, for 3 days on business, visiting 3 of our "key" German suppliers.
Downside in one way is that I will be accompanying my boss.
Upside is that means that he should pick up the tabs for evening meals, fuel costs etc saving me the hassle of claiming back foreign currency on our electronic expenses system, which I have yet to use.

We've put in for a Merc A-class auto; seems that most hire cars in Germany come with a daily mileage restriction rather than unlimited mileage; two of the sites we have to visit are around 4 hours apart by road, according to Google maps. I wonder how warm/cold and wet/dry it will be.
Not exactly exciting, but I hope it will be better and more picturesque than Basingstoke !


Sounds good - a few big tankards of German beer and then a trip down the red light district, you'll be sorted.
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TreVoR
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My Car: Probably Broken

Joined: 19 Feb 2008
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PostPosted: Thu Nov 10, 2016 3:03 pm    Post subject: Reply with quote

Bought four small value items from eBay the other day. Install them and one is faulty. I send a photo showing the fault to the seller and he offers to refund or send another. I ask him to send another.

I get a message today saying he will refund me the proportion and I can buy another. WTF?  I check the item and the cheeky fucker has put the price up!  It's only 7 so I am going to wind him up a bit.
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Chris M Wanted a V-10
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My Car: C-Max'D, CapturD and GOK the Wok

Joined: 22 Dec 2006
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Location: Captur'd by 1 5UMO near Camberley. Forum F1 champ 2011 and 2015

PostPosted: Fri Nov 11, 2016 9:09 am    Post subject: Reply with quote

TreVoR wrote:
Bought four small value items from eBay the other day. Install them and one is faulty.

Those TVR parts need constant development, hence the price rise for an "improved" item  
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TreVoR
Nuclear

My Car: Probably Broken

Joined: 19 Feb 2008
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PostPosted: Fri Nov 11, 2016 11:12 am    Post subject: Reply with quote

It was a LED spot for the Defender.  The seller has capitulated and is sending out another.  Cheeky buggers!
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gooner
Twin-charged

My Car: Insignia low tax special and Fiat Panda Eleganza

Joined: 23 Dec 2006
Posts: 8923


Location: here, there and every bloody where!

PostPosted: Wed Nov 16, 2016 1:19 pm    Post subject: Reply with quote

The Dyson air blade tap. Who signed that design off?! You finish washing your hands but the sink doesn't drain fast enough to beat the blast of air that blows all excess water out the sink foaming up any leftover soap suds on the way!
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Roadsterstu
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My Car: threelitreturbosixallwheeldrive

Joined: 11 Jan 2007
Posts: 12728


Location: Over there.

PostPosted: Fri Nov 18, 2016 12:05 pm    Post subject: Reply with quote

Just found out at work, chatting to my new skipper, that he is 3/4 way through a Caterham build. 2.3 Duratec, should be good for upwards of 270 bhp.

I've been browsing Caterham 7s on the Trader...
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Andy C
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My Car: Ford Focus ST-2 Mountune

Joined: 11 Mar 2007
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Location: Coventry

PostPosted: Sun Dec 11, 2016 1:05 pm    Post subject: Reply with quote

Joshua v Klitschko Apr 29th, bring.it.on
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Rodge
Turbocharged

My Car: Lexus RX300 and a Honda Odyssey.

Joined: 22 Dec 2006
Posts: 4193


Location: Ireland or USA. Depends really

PostPosted: Wed Dec 28, 2016 7:20 am    Post subject: Reply with quote

Went to see Rogue One this evening.
Never ceases to amaze me how many ads for Coca Cola that they put on before a movie in the US. I'm not exaggerating when I say there's about 6, among all the others, but what got me was the car they use in one of the ads (they played it twice)- it's a Skoda, a car that's not sold anywhere on the continent...

The movie was good, and the ending poignant considering  Carrie Fishers passing earlier today.
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Humphrey The Pug
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My Car: Depends on what has the most fuel!

Joined: 31 Dec 2006
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Location: Here

PostPosted: Sat Dec 31, 2016 11:53 am    Post subject: Reply with quote

6 of us went for a meal here http://www.jacksonrye.com just before Christmas, one had opened up in Guildford.

It has pretty much universal fantastic reviews, we had a crap time there; poor service, out of a few things that they shouldn't be out of and a useless waiter.

I fired off an e-mail of complaint and they have offered all of us a free meal.

Hopefully it'll be better next time.
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Bob Sacamano
Nuclear

My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
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PostPosted: Tue Jan 03, 2017 9:07 am    Post subject: Reply with quote

Not keen on this work malarkey, do I really have to be here?
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gooner
Twin-charged

My Car: Insignia low tax special and Fiat Panda Eleganza

Joined: 23 Dec 2006
Posts: 8923


Location: here, there and every bloody where!

PostPosted: Tue Jan 03, 2017 11:54 am    Post subject: Reply with quote

Bob Sacamano wrote:
Not keen on this work malarkey, do I really have to be here?


+1 It took longer than usual to haul myself out of bed this morning. Unlike the lucky Scots who get an extra bank holiday!
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Bob Sacamano
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My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
Posts: 11884



PostPosted: Tue Jan 03, 2017 11:58 am    Post subject: Reply with quote

gooner wrote:
Bob Sacamano wrote:
Not keen on this work malarkey, do I really have to be here?


+1 It took longer than usual to haul myself out of bed this morning. Unlike the lucky Scots who get an extra bank holiday!


I comfort myself in the fact that few will remember today due to the hangover they'll still have from Hogmanay.
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TreVoR
Nuclear

My Car: Probably Broken

Joined: 19 Feb 2008
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PostPosted: Tue Jan 03, 2017 12:57 pm    Post subject: Reply with quote

Got up at about 8.30am, had a coffee and took the dogs for a 2.5 mile walk up the fell before doing some paperwork and admin stuff. It's terrible!  
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Martin
Nuclear

My Car: BMW 535d M Sport & Boxster 987.2

Joined: 22 Dec 2006
Posts: 14425


Location: Higham Ferrers

PostPosted: Tue Jan 03, 2017 1:10 pm    Post subject: Reply with quote

TreVoR wrote:
Got up at about 8.30am, had a coffee and took the dogs for a 2.5 mile walk up the fell before doing some paperwork and admin stuff. It's terrible!


It's good to keep busy when you're retired!  

I was in work for 3 days last week so it wasn't too bad this mornjng and it really helps that I'm off to Australia next Tuesday.
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Boxer6
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My Car: Subaru Legacy Spec B.

Joined: 03 Jan 2007
Posts: 9172


Location: The dark recesses of my mind......

PostPosted: Tue Jan 03, 2017 7:57 pm    Post subject: Reply with quote

Bob Sacamano wrote:
gooner wrote:
Bob Sacamano wrote:
Not keen on this work malarkey, do I really have to be here?


+1 It took longer than usual to haul myself out of bed this morning. Unlike the lucky Scots who get an extra bank holiday!


I comfort myself in the fact that few will remember today due to the hangover they'll still have from Hogmanay.


Hmm . . . what we gain (kind of) you get back in the autumn!

Personally, I had more to drink at Christmas than I did the other night, mostly because it's no fun having a 6+-stone dog jump on top of you in absolute terror at every firework he hears when you're sober(ish, never mind drunk!      
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PG
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My Car: Jaaaag XFR; Shogun "truck"; Peugeot horse "van"

Joined: 23 Dec 2006
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Location: Shropshire

PostPosted: Tue Jan 03, 2017 10:03 pm    Post subject: Reply with quote

I've got this week off as holiday. I'm postponing the fateful day..... will that make it worse I wonder?
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Frank Bullitt
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PostPosted: Tue Jan 03, 2017 10:42 pm    Post subject: Reply with quote

I'm off today and tomorrow (off to Duxford with FB Junior tomorrow as Mrs FB is back to work) but I was in last week so I've had two 5-day weekends - off to Centre Parcs this weekend too for a bit of New-Year cheer!

Oh, and I got a nice new Kampa Air Awning for the caravan in the sales.
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Roadsterstu
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My Car: threelitreturbosixallwheeldrive

Joined: 11 Jan 2007
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Location: Over there.

PostPosted: Tue Jan 03, 2017 11:16 pm    Post subject: Reply with quote

Good, those air framed awnings.
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Chris M Wanted a V-10
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My Car: C-Max'D, CapturD and GOK the Wok

Joined: 22 Dec 2006
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Location: Captur'd by 1 5UMO near Camberley. Forum F1 champ 2011 and 2015

PostPosted: Wed Jan 04, 2017 9:11 am    Post subject: Reply with quote

Today would have been dad's 87th birthday. Spare a thought for mum who is finding it very tough being on her own, when she would usually be celebrating :-(

RIP Dad
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Twelfth Monkey
Nuclear

My Car: B7 RS4 Saloon, A3 Sportback 2.0T

Joined: 23 Dec 2006
Posts: 14462


Location: The Fortress of Ultimate Darkness; that or the pub.

PostPosted: Wed Jan 04, 2017 10:18 am    Post subject: Reply with quote

There are lots of things like this, Chris.  Mum's birthday would have been in December and today would have been their wedding anniversary.  But it will get easier with time, and the support of family.
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Bob Sacamano
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My Car: BMW 320d M Sport Auto

Joined: 02 Jan 2007
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PostPosted: Wed Jan 04, 2017 10:26 am    Post subject: Reply with quote

First milestones are always difficult, birthdays, Xmas, New Year etc. Best thing to do is to get together and raise a glass to someone who had a long and happy life surrounded by his family.
This year marks 25 years since my father's sudden death and I still think about him regularly - the trick is to think of the happy stuff you did together, otherwise you start getting maudlin.
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Humphrey The Pug
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Location: Here

PostPosted: Wed Jan 04, 2017 10:35 am    Post subject: Reply with quote

Yep first milestones are difficult when there is a death in the family.

My dad died 24th December 2014, so we had Christmas day, new year and my 40th all within 10 days.

It does get easier.
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Roadsterstu
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My Car: threelitreturbosixallwheeldrive

Joined: 11 Jan 2007
Posts: 12728


Location: Over there.

PostPosted: Wed Jan 04, 2017 9:21 pm    Post subject: Reply with quote

I can only echo what others have said. Raise a glass in celebration instead, hard though it may be.
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Chris M Wanted a V-10
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My Car: C-Max'D, CapturD and GOK the Wok

Joined: 22 Dec 2006
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Location: Captur'd by 1 5UMO near Camberley. Forum F1 champ 2011 and 2015

PostPosted: Tue Jan 17, 2017 9:04 am    Post subject: Reply with quote

When I worked in the water industry in the late 90's, I used to visit a number of South West Water's premises and there was always a kind of joke about would anyone ever get the "random" address of Elkie Brooks's house to go and take a water sample.
(For those not in the know, every day each water supply company has to take samples from a random number of houses to check for water quality across its supply area).

Slightly outraged at the week-end to come across stories that her accountant had not been paying her taxes but only told her in 1998; she had to sell up to pay the debts (surely the accountant should have been held fully liable) and live in her tour bus for a couple of years. A lost fortune (like many others in the music industry who have similarly been ripped off by unscrupulous managers/accountants)
http://www.smoothradio.com/best-m...o-know-elkie-brooks/elkie-brooks/
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JohnC
Supercharged

My Car: 435D Coupe

Joined: 23 Dec 2006
Posts: 5098


Location: Scotland

PostPosted: Tue Jan 17, 2017 10:37 am    Post subject: Reply with quote

Chris M Wanted a V-10 wrote:
When I worked in the water industry in the late 90's, I used to visit a number of South West Water's premises and there was always a kind of joke about would anyone ever get the "random" address of Elkie Brooks's house to go and take a water sample.
(For those not in the know, every day each water supply company has to take samples from a random number of houses to check for water quality across its supply area).

Slightly outraged at the week-end to come across stories that her accountant had not been paying her taxes but only told her in 1998; she had to sell up to pay the debts (surely the accountant should have been held fully liable) and live in her tour bus for a couple of years. A lost fortune (like many others in the music industry who have similarly been ripped off by unscrupulous managers/accountants)
http://www.smoothradio.com/best-m...o-know-elkie-brooks/elkie-brooks/


From an accountant's point of view it is not the accountant's job to pay the tax. Different if she had given him the money to pay the tax and he pocketed it but that is an unusual arrangement in any case and would be theft. However the liability is always the taxpayer's so if the accountant has gone bust, she is still liable although she would have a case against the accountant.

The accountant can only be held liable to pay the tax if he was negligent and advised a course of action which caused an unexpected tax charge.

Many of these so called accountants are not qualified in any case. You can blame Austin Mitchell MP for preventing the term accountant being protected, like Doctor, Architect, Solicitor and only able to be used by those with suitable qualifications. At the moment you could go from sweeping the floor in B&Q one day to calling yourself an accountant the next.

Conmen will always exist and Government have singularly refused to provide the small bit of legal protection which harms no-one apart from those who wish to exploit the position: this makes me mad because they operate without PI insurance, without all the costs I have, without suitable training and CPD and almost certainly, without the relevant depth of knowledge.
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PhilD
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My Car: Fiat Grande Punto Sporting

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PostPosted: Tue Jan 17, 2017 1:42 pm    Post subject: Reply with quote

JohnC wrote:
Chris M Wanted a V-10 wrote:
When I worked in the water industry in the late 90's, I used to visit a number of South West Water's premises and there was always a kind of joke about would anyone ever get the "random" address of Elkie Brooks's house to go and take a water sample.
(For those not in the know, every day each water supply company has to take samples from a random number of houses to check for water quality across its supply area).

Slightly outraged at the week-end to come across stories that her accountant had not been paying her taxes but only told her in 1998; she had to sell up to pay the debts (surely the accountant should have been held fully liable) and live in her tour bus for a couple of years. A lost fortune (like many others in the music industry who have similarly been ripped off by unscrupulous managers/accountants)
http://www.smoothradio.com/best-m...o-know-elkie-brooks/elkie-brooks/


From an accountant's point of view it is not the accountant's job to pay the tax. .


I'm not following. Wouldn't someone like her expect her accountant to sort out all her money stuff, including tax?
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Tim
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PostPosted: Tue Jan 17, 2017 2:12 pm    Post subject: Reply with quote

No, the accountant should prepare her tax return and then write to tell her what the amount payable is, possibly including a payslip and envelope (!) to HMRC for good measure.

If she never, ever checked her bank then she's a fool (I assume the amounts would've been readily identifiable).
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PhilD
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PostPosted: Tue Jan 17, 2017 2:36 pm    Post subject: Reply with quote

Or write to her PA  
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Tim
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Location: Over the rainbow

PostPosted: Wed Jan 18, 2017 2:38 pm    Post subject: Reply with quote

At work we're currently in the middle of our quarterly visit from our external compliance support and the guy that's here is a dead ringer for Father Ted.
Not only that but he's Irish too.

The whole time I was sharing the lift up to this floor with him I had the theme tune in my head and was trying to stifle a grin.
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Scouse
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My Car: Volvo XC60/Ford Fiesta/Jaguar XJ

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Location: Ormskirk, Lancashire

PostPosted: Fri Jan 20, 2017 1:27 pm    Post subject: Reply with quote

Ouch:

http://thechive.com/2017/01/19/mo...tacular-collision-with-car-video/
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JohnC
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PostPosted: Fri Jan 20, 2017 1:37 pm    Post subject: Reply with quote

Scouse wrote:
Ouch:

http://thechive.com/2017/01/19/mo...tacular-collision-with-car-video/


Ouch indeed and car driver's fault but do motorbikes not have brakes?
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Boxer6
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Location: The dark recesses of my mind......

PostPosted: Fri Jan 20, 2017 2:25 pm    Post subject: Reply with quote

JohnC wrote:
Scouse wrote:
Ouch:

http://thechive.com/2017/01/19/mo...tacular-collision-with-car-video/


Ouch indeed and car driver's fault but do motorbikes not have brakes?


You can have as many brakes as you like, but they'll only help if you use them; that guy didn't appear to apply the brakes at all from what I could see!
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Humphrey The Pug
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PostPosted: Fri Jan 20, 2017 2:35 pm    Post subject: Reply with quote

Boxer6 wrote:
JohnC wrote:
Scouse wrote:
Ouch:

http://thechive.com/2017/01/19/mo...tacular-collision-with-car-video/


Ouch indeed and car driver's fault but do motorbikes not have brakes?


You can have as many brakes as you like, but they'll only help if you use them; that guy didn't appear to apply the brakes at all from what I could see!


Also looked to be going a tad too fast too.
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Humphrey The Pug
Nuclear

My Car: Depends on what has the most fuel!

Joined: 31 Dec 2006
Posts: 14646


Location: Here

PostPosted: Sat Jan 28, 2017 2:32 pm    Post subject: Reply with quote

Currently running through insurance quotes for the youngest as her test is coming up, just to get a feel for figures (high).

It's odd as fully comp is coming up way cheaper than either third party or third party fire & theft, funny thing is the quotes are on cars up to 1000 so whatever happens and whatever level of cover we get, chances are we won't benefit from a fully comp policy.

Anyway hopefully I'll be able to pick up a 1 owner 2000 X Clio with FSH and only 45,000 miles for 150, just waiting for the customer to let me know.
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Last edited by Humphrey The Pug on Sat Jan 28, 2017 5:21 pm; edited 1 time in total
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JohnC
Supercharged

My Car: 435D Coupe

Joined: 23 Dec 2006
Posts: 5098


Location: Scotland

PostPosted: Sat Jan 28, 2017 5:01 pm    Post subject: Reply with quote

I think there is also an advantage with a fully comp policy in that it allows you to drive other cars albeit on minimum RTA 3rd party cover, whereas a TPF&T does not.
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Boxer6
Twin-charged

My Car: Subaru Legacy Spec B.

Joined: 03 Jan 2007
Posts: 9172


Location: The dark recesses of my mind......

PostPosted: Sat Jan 28, 2017 5:10 pm    Post subject: Reply with quote

I think I'm right in saying fully comp has genreally been the cheapest option for most for many years now. Doesn't seem to make a lot of sense to me, and TPF&T was always the policy of choice when I was first insuring myself to drive - fully comp was way to expensive then!
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Frank Bullitt
Nuclear

My Car: .
View My Motor: .

Joined: 29 Feb 2008
Posts: 12848



PostPosted: Sat Jan 28, 2017 5:29 pm    Post subject: Reply with quote

Humphrey The Pug wrote:
Currently running through insurance quotes for the youngest as her test is coming up, just to get a feel for figures (high).

It's odd as fully comp is coming up way cheaper than either third party or third party fire & theft, funny thing is the quotes are on cars up to 1000 so whatever happens and whatever level of cover we get, chances are we won't benefit from a fully comp policy.

Anyway hopefully I'll be able to pick up a 1 owner 2000 X Clio with FSH and only 45,000 miles for 150, just waiting for the customer to let me know.


My cousins husband used to be a loss adjuster and he explained exactly why this is - insurance premiums work on 'triggers' such as age, gender (not any more allegedly), post code etc. and then works out the premium based on historical risk-based evidence; TP and TPFT is typically taken by young people who expect the worst/ don't give a toss/ drive in a high risk manner and as such it is scored higher than fully comp for certain age groups.

For exactly the same, reason my wife's cousins son ended up with a Vectra 1.8LS which had an insurance premium 60% of a 1.2 Corsa; the risk matrix has scrapyards full of 17 year olds that have put Corsa 1.2's on their roofs and in a ditch, but very few Vectra 1.8's
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gooner
Twin-charged

My Car: Insignia low tax special and Fiat Panda Eleganza

Joined: 23 Dec 2006
Posts: 8923


Location: here, there and every bloody where!

PostPosted: Sat Jan 28, 2017 6:12 pm    Post subject: Reply with quote

Boxer6 wrote:
I think I'm right in saying fully comp has genreally been the cheapest option for most for many years now. Doesn't seem to make a lot of sense to me, and TPF&T was always the policy of choice when I was first insuring myself to drive - fully comp was way to expensive then!


I think that insurance companies view tpf&t policies as being more risky as they suggest you don't give a shit about your car.
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Boxer6
Twin-charged

My Car: Subaru Legacy Spec B.

Joined: 03 Jan 2007
Posts: 9172


Location: The dark recesses of my mind......

PostPosted: Sat Jan 28, 2017 9:51 pm    Post subject: Reply with quote

gooner wrote:
Boxer6 wrote:
I think I'm right in saying fully comp has genreally been the cheapest option for most for many years now. Doesn't seem to make a lot of sense to me, and TPF&T was always the policy of choice when I was first insuring myself to drive - fully comp was way to expensive then!


I think that insurance companies view tpf&t policies as being more risky as they suggest you don't give a shit about your car.


Yes, I understand that they do these days - we're talking 35+ years ago though!    
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Scouse
Turbocharged

My Car: Volvo XC60/Ford Fiesta/Jaguar XJ

Joined: 22 Dec 2006
Posts: 3591


Location: Ormskirk, Lancashire

PostPosted: Mon Jan 30, 2017 1:11 pm    Post subject: Reply with quote

C130 Hecules lands on aircraft carrier!

http://www.wearethemighty.com/art...ive&utm_source=facebook_chive


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